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After an accident you may need to rent a car while your is being repaired. Coverage pays a flat sum to assist with the expenses.
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K1 Coverage – Policy must have Collision coverage. K1 coverage pays $10 per day up to $100 for extra expenses resulting from a Collision loss and no coverage for Comprehensive losses.
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K2 Coverage - Policy must have both Collision and Comprehensive coverages. K2 coverage pays $15 per day up to $300 for extra expenses resulting from either a Collision or a comprehensive loss. This option does not cover total theft of the vehicle.
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K3 Coverage- K3 coverage covers car return expenses and may be written in combination with K1, K2 or K4 loss occurs over 50 miles from home, K3 will pay up to $200 in extra expenses to return the repaired car to its home or destination.
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K4 coverage- Policy must have both Collision and Comprehensive coverages. K4 coverage pays $25 per day up to $500 for extra expense resulting from either a Collision or Comprehensive loss. In the case of total theft, this coverage will pay $10 per day up to $500 in excess of the $15 per day provided on a standard policy. The maximum amount payable under K4 is $500.
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K5 Coverage- Policy must have both Collision and Comprehensive coverages. K5 coverage pays $50 per day up to $1000 for extra expenses resulting from either a Collision or Comprehensive loss. If a loss occurs over 50 miles from home, this coverage will pay up to $500 in extra expenses to return the repaired car to its home or destination. In the case of total theft, this coverage will pay $35 per day up to $1000 in excess of the $15 per day provided on a standard policy. The maximum amount payable under K5 is $1000.
Note: These coverages are effective only if the Collision or Comprehensive loss exceeds the Deductible amount on the policy.